Trench Logic Trench Labs
Business brokerage · Buyers
Brokers & Buyers · SBA Acquisition Qualifier

Can this deal actually get financed?

SBA lenders live and die by one number: debt-service coverage. Enter the deal and see if the cash flow covers the loan - and the biggest price you could support.

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Structuring the loan…
Debt-service coverage ratio
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0.75×1.15× marginal1.25× SBA floor1.75× strong2.0×+
Loan payment
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Cash flow after debt
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Max price you support
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Where the money goes each month
Deal structure
Regional varianceReal estate figures vary by market and state. Property values, closing costs, insurance, and property tax rates differ significantly by county and state. This tool gives a directional estimate; a licensed agent or lender in your market can produce the exact numbers.

Want to get pre-qualified?

We'll connect you with SBA lenders, structure the seller note, and (if you're browsing) send businesses that fit your budget and cash-flow target.

Request received.
We'll follow up on financing and matching deals.